WHY LEND?
Rockpool loans bear interest at 10-12% per annum and are offered with a share in the growth of the borrower’s business. The target return over the lifetime of a diverse portfolio of loans is 15% p.a, including interest and growth and after provision for losses. All Rockpool loans are secured by a debenture over the borrower’s business and assets, subject to any senior lender’s priority security. There is no guarantee of any return and debenture security does not provide any guarantee against loss. The terms for each loan are summarised in the relevant investment blueprint.
If you have money on deposit, cash in a SIPP or in Cash ISAs, you can use this to build a diverse portfolio of high yield loans. Lending to private companies puts capital at risk and is an illiquid investment, whereas cash deposits do not usually place a customer’s capital at risk.
"I have invested in the majority of investment opportunities offered by Rockpool since early 2016 and most of these have been very successful. Once I have made an investment, the flow of information and reporting is excellent; Rockpool attend every Board Meeting and report quarterly on each investment, including a P & L account.
Every investor has a Relationship Manager; my Relationship Manager is helpful, knowledgeable and informative. I never feel any pressure to make a decision and can decide which investments are suitable for me and for my company."
David – Private Investor since 2016
CASE STUDY
COMMUNICATE
Communicate is a leading provider of IT connectivity, network infrastructure and cyber security services, delivering tailored, scalable IT solutions to meet the evolving needs of Businesses.
Rockpool investors provided £5.85m of growth equity funding in 2024 to enable management to pursue their acquisition plans in partnership with a private equity sponsor. In August 2024, Communicate made its fourth acquisition, and its first in partnership with Rockpool, following an additional round of Rockpool funding.
The growth loan has a term of five years, pays interest of 12% per annum and has a target return of £2.20 per £1 invested.
ROUTES TO PRIVATE DEBT
KEY BENEFITS
